First Data™

Credit Cards

Providing customers with a credit card payment option is proving to be a valid form of business survival, and FDIS offers a reliable one-stop shop to help businesses not only survive but thrive. FDIS processes most major credit cards: MasterCard®, Visa®, PIN-secured and signature debit, American Express®, Diners Club®, Discover Network®, UnionPay® and JCB® cards.

Debit Cards

The use of debit cards has grown significantly over the past decade. Consumers may favor debit cards because the money comes directly out of their checking accounts, which can enable better financial management. FDIS offers both PIN-secured and signature-based debit card processing.

Gift Cards

Gift cards have become enormously popular among consumers. The cards offer customer convenience, because they can fit into a wallet just like a credit card, and flexibility, because customers can use them whenever they want. What do gift cards offer merchants? Brand awareness and extra foot traffic — a marketing goal for most retailers.

EBT

Electronic benefits transfer (EBT) is an electronic system that allows recipients of government benefits to authorize transfer of their monetary benefits to a retailer in order to purchase products. EBT is also used in many states to issue food stamps. EBT recipients receive a plastic card and a personal identification number (PIN), similar to a debit card, which is connected to an account that is replenished on a monthly basis.

Checks

Paper checks may not always be the most popular form of payment for many consumers because of time spent at the point of sale; however, First Data Independent Sales offers merchants a way to accommodate those customers who still prefer checks as a payment type. Through the Telecheck Warranty and Electronic Check Acceptance® (ECA®), merchants have the ability to accept checks in a safer, more reliable and more profitable environment.

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